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The Future of Fintech: AI & Blockchain

Sweeping global regulations, the growing penetration of digital devices, and a slew of investor interest are catapulting the fintech industry to new highs. Of the many emerging technologies poised to transform financial services, two of the most promising and mature are artificial intelligence (AI) and blockchain. 74% of banking executives believe AI will transform their industry completely, and 46% of global financial services employees expect blockchain to improve transparency and data management.See the rest of the story at Business InsiderSee Also:Fiserv, PayCore, Samsung, and Visa have partnered on a mobile point-of-sale solutionThe FCA's new Sector Views report sees technology as a key driver of change in the finance industryN26's withdrawal from the UK is boosting competitors' deposits and customer bases

Logarithms Unmuddled

I often write about topics that I myself have struggled to understand. If I’ve struggled, I assume that many others have struggled as well. Over the years, I’ve found several mathematical concepts confusing, not because I’m mathematically disinclined or disinterested, but because my formal training in mathematics was rather limited and, in some cases, poorly taught. My formal training consisted solely of basic arithmetic in elementary school, basic algebra in middle school, basic geometry in high school, and an introductory statistics course in undergraduate school.

Logarithms Unmuddled

I often write about topics that I myself have struggled to understand. If I’ve struggled, I assume that many others have struggled as well. Over the years, I’ve found several mathematical concepts confusing, not because I’m mathematically disinclined or disinterested, but because my formal training in mathematics was rather limited and, in some cases, poorly taught. My formal training consisted solely of basic arithmetic in elementary school, basic algebra in middle school, basic geometry in high school, and an introductory statistics course in undergraduate school.

How Big Data Has Changed the Financial Industry

The accessibility and value of consumer data has grown substantially in the past several years. These days, nearly every company bigger than a “mom and pop” shop works to gather and analyze terabytes of data from their customers, hoping to better understand and serve them while one-upping the competition. In the financial industry, these efforts are particularly intense. Data has the power to shape not only financial decisions (like how and when to invest in stock) but the types of financial products that are available to consumers.

The Future of Fintech: AI & Blockchain

Sweeping global regulations, the growing penetration of digital devices, and a slew of investor interest are catapulting the fintech industry to new highs. Of the many emerging technologies poised to transform financial services, two of the most promising and mature are artificial intelligence (AI) and blockchain. 74% of banking executives believe AI will transform their industry completely, and 46% of global financial services employees expect blockchain to improve transparency and data management.See the rest of the story at Business InsiderSee Also:N26's withdrawal from the UK is boosting competitors' deposits and customer basesCBA should build out its business units to offset threats from fast-growing neobanksAlibaba's retail revenue cracked $20 billion last quarter, but coronavirus could threaten future sales performance

Context Is for Kings

In season 1, episode 3 of the television series “Star Trek: Discovery,” when faced with a particularly wicked problem the captain of the starship Discovery speaks these words: “Universal law is for lackeys; context is for kings.” I suspect that the writers of this show consciously crafted these words for quotability. They rise to the heights of wisdom that Star Trek occasionally reaches.

Google Cloud opens its Seoul region

Google Cloud today announced that its new Seoul region, its first in Korea, is now open for business. The region, which it first talked about last April, will feature three availability zones and support for virtually all of Google Cloud’s standard service, ranging from Compute Engine to BigQuery, Bigtable and Cloud Spanner. With this, Google Cloud now has a presence in 16 countries and offers 21 regions with a total of 64 zones.

Obviously AI introduces natural language predictive analytics service

A Bay area startup with seed money is opening a cloud service that extends natural language from query to predictive analytics.

Online learning marketplace Udemy raises $50M at a $2B valuation from Japanese publisher Benesse

The internet has, for better or worse, become the default platform for people seeking information, and today one of the companies leveraging that to deliver educational content has raised some funding to fuel its next stage of growth. Udemy, which provides a marketplace offering some 150,000 different online learning courses from business analytics through to ukulele lessons, has picked up $50 million from a single investor, Benesse Holdings, the Japan-based educational publisher that has been Udemy’s partner in the country.

Data Outsourcing Strategies Can Skyrocket Your Website Brand

Big data is invaluable for leveraging your brand assets. Your website is a prime example. It is 2020 and the benefits of big data are clearer than ever. With a few technical skills and a detailed understand of big data, it is very easy to start your own business from home. For example, it has become very easy to build a large online store with platforms such as WooCommerce and use drop-shipping to sell products without having to stock anything at all.
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